New Construction Homes in Galt, CA: Communities Selling Now (Fall 2026)

Updated November 2026. Prices, incentives, and availability change often; always confirm current details with the builder or with me before you make a decision.

Galt, on Highway 99 between Elk Grove and Lodi, has several new-home neighborhoods selling at once. Here are four, with plans and builder-listed prices.

Why Buyers Look at New Construction in Galt

Galt is a valley-floor city in southern Sacramento County, with farmland and the Cosumnes River Preserve nearby. As of November 2026, builder-listed starting prices in this guide run from about $446,000 at Veranda at Elliott Ranch to the low $700,000s for the largest plans at Willow and The Fairways.

4 New Home Communities Selling in Galt

1. Elliott Ranch (Elliott Homes)

Elliott Ranch has three Elliott Homes neighborhoods. As of November 2026, Veranda (about 1,466 to 2,094 sq. ft., two-story) lists plans from $445,950; the builder says each home has a private patio in place of a traditional backyard, with alley-accessed garages around a shared paseo. Sage (about 1,609 to 2,280 sq. ft.) lists plans from $540,950, with landscaped front yards, fenced backyards, and two-car garages. Willow (about 2,015 to 2,741 sq. ft.) lists plans from $625,950. Veranda sales: 1127 Goffey Circle.

Floor Plans:

• Veranda Plan 1466: 3 bd / 2.5 ba / approx. 1,466 sq. ft.
• Veranda Plan 2094: 4 bd / 3 ba / approx. 2,094 sq. ft.
• Sage Plan 1609: 3 bd / 2 ba / approx. 1,609 sq. ft.
• Sage Plan 2280: 4 bd / 3 ba / approx. 2,280 sq. ft.
• Willow Plan 2015: 3 bd / 2 ba / approx. 2,015 sq. ft.
• Willow Plan 2741: 5 bd / 3.5 ba / approx. 2,741 sq. ft., three-car garage and a second suite

2. Summerfield (Lennar)

Summerfield is Lennar’s gated, master-planned community of all-electric single-family homes in Galt. As of November 2026, Lennar lists the community at $543,120 to $656,990 across two collections: Cedar Grove, with plans from $565,990, and Cedar Glen, with plans from $600,990. Select plans include a Next Gen® suite. Sales: 1193 Monique Street, Galt, CA 95632.

Floor Plans:

• Cedar Grove: Residence 2018: 3 bd / 2 ba / 2,018 sq. ft.
• Cedar Grove: Residence 2448: 4 bd / 3 ba / 2,448 sq. ft.
• Cedar Grove: Residence 2476: 4 bd / 2.5 ba / 2,476 sq. ft.
• Cedar Glen: Residence 2673: 4 bd / 3 ba / 2,673 sq. ft.
• Cedar Glen: Residence 3010: 5 bd / 3 ba / 3,010 sq. ft.
• Cedar Glen: Residence 3308: 4 bd / 3.5 ba / 3,308 sq. ft., with a Next Gen® suite

3. The Fairways (K. Hovnanian Homes)

The Fairways offers seven floor plans in two collections, Cypress and Ironwood, with about 1,923 to 3,247 sq. ft. and 3 to 5 bedrooms. As of November 2026, plans are listed from $559,990 (The Faro). K. Hovnanian says select plans offer an Extra Suite+, an apartment-style space with a private bedroom, bath, and living room. Location: Glendale Avenue and Fairway Drive, Galt, CA 95632.

Floor Plans:

• The Boise: 3 bd / 2 ba / 1,923 sq. ft., single-story
• The Faro: 3 bd / 3 ba / 2,249 sq. ft., two-story
• The Aegean: 5 bd / 3 ba / 2,461 sq. ft., single-story
• The Water Lily II: 5 bd / 3 ba / 2,588 sq. ft., two-story
• The Macon II: 5 bd / 3 ba / 2,891 sq. ft., two-story
• The Brisbane: 5 bd / 4.5 ba / 3,247 sq. ft., two-story with a three-car garage

4. Liberty Ranch (Meritage Homes)

Meritage Homes has three collections at Liberty Ranch, a master plan the builder says will include 17 acres of parks and 44 acres of open space. As of November 2026, Monument (about 1,898 to 2,896 sq. ft.) is priced from $577,400, Vernon (about 2,339 to 2,916 sq. ft.) from $599,000, and Rushmore (about 2,030 to 2,805 sq. ft.) from $607,300. Meritage shows each collection’s four plans, with flex spaces and lofts, on its collection page. Sales (by appointment): 1292 Revere Loop, Galt, CA 95632.

Floor Plans:

• Monument: Residence 1: 4 bd / 2.5 ba / 1,898 sq. ft.
• Monument: Residence 4: 5 bd / 3 ba / 2,896 sq. ft.
• Vernon: Residence 1: 4 bd / 2.5 ba / 2,339 sq. ft.
• Vernon: Residence 4: 4 bd / 3 ba / 2,916 sq. ft.
• Rushmore: Residence 1: 4 bd / 2.5 ba / 2,030 sq. ft.
• Rushmore: Residence 4: 5 bd / 3 ba / 2,805 sq. ft.

Looking Beyond Galt

Also comparing nearby cities? See my new construction guides for Elk Grove, Rancho Cordova, North Natomas, Roseville, and Plumas Lake.

Tips for Buying a New Construction Home in Galt

• Bring your own agent on your first visit. Many builders require registration then, and the sales team represents the builder.
• Compare the total monthly cost. Ask about HOA dues, special taxes, and lot premiums for each homesite.
• Ask about incentives. Rate buydowns and credits often require the builder’s lender and change often.
• Confirm solar terms. Ask whether solar is included, leased, or sold separately.
• Get an independent inspection before drywall and before closing.

Frequently Asked Questions

How much do new construction homes cost in Galt?

As of November 2026, builder sites list prices from $445,950 at Elliott Homes’ Veranda at Elliott Ranch (Plan 1466), $543,120 at Lennar’s Summerfield, $559,990 at K. Hovnanian’s The Fairways (The Faro), and $577,400 at Meritage Homes’ Monument at Liberty Ranch. Final pricing depends on plan, lot, and options.

Which builders are building new homes in Galt right now?

This guide covers Elliott Homes (Elliott Ranch), Lennar (Summerfield), K. Hovnanian Homes (The Fairways), and Meritage Homes (Liberty Ranch). Builder lineups change as phases open and sell out, so ask me who is selling when you are ready to tour.

Is solar included with new homes in Galt?

It depends on the builder. California requires solar on most new homes, but terms differ. K. Hovnanian states that the cost of solar is not included in the advertised price at The Fairways and that panels can be leased or purchased. Ask each builder whether solar is included, leased, or sold separately.

Do I need a real estate agent to buy a new construction home?

It isn’t required, but it’s highly recommended. The sales team represents the builder. Many builders compensate buyer’s agents, so representation is often at no extra cost to you (builder policies vary).

Free New-Construction Buyer Consultation

I’m Aaron Rose with eXp Realty of California (DRE #02165433). As your buyer’s agent, I’ll register you with builders, compare plans and what’s included, check current incentives, and stay on your side through the final walkthrough. Many builders pay the buyer’s agent, so my help is often at no extra cost to you (builder policies vary).

Thinking about more space? I also specialize in rural and lifestyle properties across Northern California. See my Rural Guides.

Featured image: Boardwalk at the Cosumnes River Preserve near Galt. Photo: Bureau of Land Management California, December 2024, public domain as a work of the U.S. federal government, via Wikimedia Commons (source, cropped).